No, really, it's by design. It allows me to keep the size of the MB package below the 512k limit, and that really impacts on my coding style: I have become much more generous with comments; and if I want a comment to be public, the if 0 ... comments ... endif still works.
Regarding templates:
- Create a file (File/New text file)
- insert links:
- copy a path to the template file
- type MyColours
- select it
- hit Ctrl K
- add n/ before, e.g. /n\Masm32\MasmBasic\AscUser\MyColours.asc
- Save As
- hold Shift when clicking OK
- if you see the "make sticky" dialog, click Yes
The sticky makes sure the file never disappears from your recent files list; the \n makes sure you cannot save the template file, i.e. when trying to save it, you will see the Save As dialog.